Home improvement loan

Renovation, insulation, fitting out: improve your home.

A couple planning the renovation of their home

A home improvement loan finances renovation, insulation, fitting out or extension of your main or second home.

Benefits

  • Up to 120 months for payments that fit your budget.
  • Fixed rate for the whole term.
  • Early repayment possible at any time.

What to prepare

Contractors’ quotes will be requested along with the usual documents.

Key figures

  • Amount €1,500 – €75,000
  • Term 12 to 120 months
  • Fixed borrowing rate 5.50%
  • Arrangement fees €0.00

Representative example

For a home improvement loan of €10,000 over 48 months, you repay 47 monthly payments of €232.56 followed by a final payment of €232.85. Fixed borrowing rate 5.50%, fixed APR 5.64%. Arrangement fees: €0.00. Total amount payable: €11,163.17, i.e. a total cost of €1,163.17. Optional insurance not included.